
PREPARATION
Document checklist
Everything to gather before we begin — organized by your situation.
Preparation accelerates approval. The documents below represent what most lenders require to assess your mortgage application. Gathering these materials before we begin means fewer delays and a smoother process. Check off items as you collect them — your progress is saved automatically.
Identification
Always required for all applicants
Income — If Employed
Income — If Self-Employed
Income — If Retired
Assets & Down Payment
Property (Purchase Only)
Debt & Liabilities
How to Send Documents
I accept documents through several secure channels:
- Secure email: Send to luismelitemortgage@gmail.com. For sensitive documents, I can provide an encrypted upload link.
- In-person: Visit my office at Unit 413-1650 Elgin Mills Road East, Richmond Hill. Please call ahead to schedule.
- Virtual meeting: We can review documents together via video call, and I will guide you through secure upload.
All documents are handled confidentially in accordance with PIPEDA and FSRA requirements.
Ready to begin?
When you have your documents gathered, send them my way and we will get started.
By submitting, you consent to be contacted about mortgage services. Your information is kept confidential.
Or call 905-466-1059