THE JOURNAL

Writing on mortgage advisory

Considered perspectives on lending, refinancing, and the financial decisions that shape your next chapter.

Newcomers

Mortgage Pathways for Newcomers to Canada

Understanding newcomer mortgage programs, documentation requirements, and pathways to homeownership in Ontario.

By Luis Marten · April 2026 · 8 min read

Market Perspective

April 2026 · 7 min read

A thoughtful comparison of rate structures in the current environment, with guidance on choosing what suits your situation.

Guides

April 2026 · 6 min read

Preparation is the foundation of a successful application. Here are the considerations that matter most.

Market Perspective

April 2026 · 9 min read

A nuanced look at private lending — understanding when it serves your interests and when conventional options are better.

STAY INFORMED

Occasional writing on mortgage advisory and the Ontario market — sent only when there is something worth saying.

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Whether you are buying, refinancing, or exploring options — I am here to help.